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Creating A Budget For Your New Build Home In Christchurch

29/4/2022

 
One of the most intimidating factors of investing in building a new home in Christchurch is definitely the cost. Getting your dream home built is exciting enough, but it often appears as though there are unexpected costs being thrown at you left, right and centre. One way to ensure that you do not end up overspending is to have a proper budget in place.

Let’s have a look at some helpful tips for creating a workable budget if your considering a new build project in Christchurch.

Consider ALL Expenses

The first thing you should do when creating a budget is to write down a list of all of the expenses you may encounter during the home building process. There is a lot more to it than just the build cost, the price of the section architectural fees, builders’ fees, landscaping fees, Council fees, furniture .Surveying to name a few.

Speak To A Professional Financial Advisor

If this is one of your first big investments, it is well worth it to speak to a professional financial advisor so they can assist you with deciding what you can realistically afford to spend on your new build. They will have an in-depth look at your finances and decide what loan amount would be safe to take out for you if you need one.

Budget For Unforeseen Circumstances

Make sure that you have a little extra available just in case of unforeseen circumstances. You never know what may happen, and if you have prepared for it, it will make it all the easier for you.

Think About Maintenance Needs 

Once your home has been built, you need to think about how much you will be paying every month in terms of rates, lights and water and maintenance. The bigger your home, the bigger your monthly expenses may be. So the amount that you can afford to put towards your home every month is definitely something to consider.

Get An Accurate Quote

Make sure your quote is based on your specific design and selections, not a square meter rate. This way, you’ll get a clear idea of what the costs of building a new home actually look like. This will help you to create an accurate budget based on what you are looking for in a home.

Are you interested in building a new home in Christchurch? Here at Brewster Building, we offer everything you may need for your new build, as well as professional insight and advice along the way. Get in touch with us today to find out more about our services!


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  • Home
  • About Us
    • About The Company
    • Meet The Team
    • Preferred Partners
  • Why Choose Us?
  • Guarantee
  • Services
    • Building a new home
    • House renovation
    • Eco Homes NZ
  • Success Stories
  • Contact Us
    • Get In Touch
    • Frequently Asked Questions

GET YOUR FREE CONSULTATION
SECURE YOUR SPOT

CALL DEAN TODAY:
021 842 242